Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana
✓ Information verified — April 2026Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.
What You Get
- Free hospitalization coverage up to ₹5 lakh per family per year
- Coverage for secondary and tertiary healthcare treatments
- Access to empanelled public and private hospitals
- No registration or enrolment fee
- Cashless treatment at network hospitals
- Coverage for pre-existing conditions
- Family size is unlimited
Who Can Apply
- Annual income: up to ₹1,20,000
- Families identified in SECC (Socio Economic Caste Census) 2011 database
- Landless families and families with no able-bodied members
- Families living in extremely poor conditions
- SC/ST families identified in SECC
- Occupational categories like manual scavengers, construction workers, and street vendors
- State-specific beneficiary lists as per SECC criteria
- Check your state's eligibility list or use PMJAY portal to confirm
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. SECC Database Entry
- 3. State Issued Beneficiary List
- 4. Bank Passbook
- 5. Ration Card
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal: Apply here
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry of Health and Family Welfare
- Category
- Health
- Target Gender
- All genders
- Income Limit
- ₹1,20,000/year
- Launched
- 23 Sept 2018
- Application
- Online
- Last Updated
- 25 Apr 2026
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