Bidya Lakshmi Loan
✓ Information verified — April 2026Bidya Lakshmi is an education loan scheme run by the Government of Assam to help children of Assam State Government employees pursue higher education. The scheme provides financial assistance through loans at affordable interest rates, making quality education more accessible to government employees' families.
What You Get
- Education loans up to ₹10,00,000 for higher studies
- Low interest rate of 4% per annum
- Interest subsidies available for eligible candidates
- Support for pursuing courses in India and abroad
Who Can Apply
- Age: 1–100 years
- Residence: Assam residents only
- Applicant must be a child of an Assam State Government employee
- Applicant must have secured admission to a recognized higher education institution
- Income and other eligibility criteria as per scheme guidelines
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Proof of Admission
- 3. Parent's Government Service Certificate
- 4. Bank Passbook
- 5. Income Certificate
- 6. Educational Certificates
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Assam
- Category
- Education
- Target Gender
- All genders
- Age Group
- 1–100 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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