Central GovernmentEmployment

Credit Based Schemes For SC - Term Loan (TL)

✓ Information verified — April 2026
Ministry Of Social Justice and Empowerment

This is a term loan scheme operated by the Ministry of Social Justice and Empowerment to support entrepreneurs belonging to the Scheduled Caste (SC) category. The scheme aims to provide credit support to SC entrepreneurs for starting or expanding their business ventures. It is available across all states in India and is designed to promote economic self-reliance among SC community members.

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What You Get

  • Access to term loans for business establishment or expansion
  • Credit support specifically reserved for SC entrepreneurs
  • Loans available for both individual proprietorships and business structures like societies and companies
  • Government backing to facilitate easier bank lending

Who Can Apply

  • Age: 12–100 years
  • Applicant must belong to Scheduled Caste (SC) category
  • Must be an entrepreneur or intending entrepreneur
  • Should have a viable business plan or proposal
  • Must meet basic banking norms and creditworthiness criteria
  • Applicable across all Indian states

Documents Needed

0/6 collected

  1. 1. Aadhaar Card or ID Proof
  2. 2. Caste Certificate
  3. 3. Bank Account Details
  4. 4. Business Plan or Proposal
  5. 5. Income Certificate
  6. 6. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Social Justice and Empowerment
Category
Employment
Target Gender
All genders
Age Group
12–100 years
Application
Check portal
Last Updated
26 Apr 2026

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Visit the official application portal to get started.

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