Comprehensive Educational Loan Scheme - Sikkim
✓ Information verified — April 2026The Comprehensive Educational Loan Scheme is a Sikkim state government initiative that provides interest-free loans to students pursuing higher education. Administered by the Department of Personnel and Reforms, Training, and Public Grievances, Government of Sikkim, this scheme aims to reduce the financial burden on students and their families by offering educational loans without interest charges during the study period.
What You Get
- Interest-free loans for the duration of your course
- One-year moratorium period after course completion before repayment begins
- Financial assistance to pursue higher education without burden
- Support for students from economically weaker backgrounds
Who Can Apply
- Age: 15–40 years
- Residence: Sikkim residents only
- Must be a resident of Sikkim
- Student must be enrolled in a recognized educational institution
- Applicable for higher education courses
- Family income within specified limits (details available from state office)
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Proof of Sikkim Residency
- 3. Income Certificate
- 4. Educational Institution Admission Letter
- 5. Bank Passbook
- 6. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Sikkim
- Category
- Education
- Target Gender
- All genders
- Age Group
- 15–40 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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