Dr Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans for Overseas Studies for Other Backward Classes (OBCs) and Economically Backward Classes (EBCs)
✓ Information verified — April 2026This scheme is run by the Ministry of Social Justice and Empowerment to help students from Other Backward Classes (OBCs) and Economically Backward Classes (EBCs) pursue higher education abroad. It provides interest subsidy on educational loans taken for approved Masters, M.Phil., and PhD programs at foreign universities. The subsidy covers the interest amount during the moratorium period (while you are studying).
What You Get
- Interest subsidy on educational loans for overseas studies during the moratorium period
- Covers Masters, M.Phil., and PhD level courses at approved institutions abroad
- Reduces financial burden on students from OBC and EBC backgrounds pursuing international education
- Support available for approved courses of study at recognized foreign universities
Who Can Apply
- Age: 14–100 years
- Must belong to Other Backward Classes (OBC) or Economically Backward Classes (EBC)
- Pursuing or admitted to Masters, M.Phil., or PhD programs at approved foreign institutions
- Must have taken an educational loan for overseas studies from a recognized bank
- Course of study must be from an approved list of programs
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. OBC/EBC Certificate
- 3. Admission Letter from Foreign University
- 4. Educational Loan Sanctioning Letter
- 5. Bank Account Details
- 6. Income Certificate
- 7. Course Details and Approval Certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Social Justice and Empowerment
- Category
- Education
- Target Gender
- All genders
- Age Group
- 14–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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