District Central Cooperative Banks and through its Branches: For Jewel Loan
✓ Information verified — April 2026This scheme is run by District Central Cooperative Banks and their branches in Tamil Nadu to help citizens get quick loans by pledging their gold and jewelry as security. It is a simple way to borrow money without a lengthy approval process. The scheme is designed for individuals who need immediate funds and have gold or jewelry they can use as collateral.
What You Get
- Loan amount up to ₹1,00,000 by pledging gold and jewelry
- Quick loan approval process
- Interest rate of 12% (subject to changes as per bank policies)
- Simple and straightforward lending procedure
- No income verification hassles like in traditional loans
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be a resident of Tamil Nadu
- Must have gold or jewelry to pledge as collateral
- Must have a valid bank account
- Age must be 18 years or above
- Must be able to provide identification documents
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Address Proof
- 5. Gold/Jewelry valuation certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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