State GovernmentEmployment

Direct Loans For Business Enterprise

✓ Information verified — April 2026
Karnataka

The Direct Loans For Business Enterprise Scheme helps entrepreneurs start or expand their businesses by providing direct loans. It is implemented by the Karnataka Minorities Development Corporation Limited under the Karnataka state government. This scheme is designed to support minority community entrepreneurs who want to grow their business ventures.

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What You Get

  • Direct loan assistance to start a new business
  • Loans to expand existing businesses
  • Collateral-based lending using property (building or land) as mortgage
  • Access to credit for minority entrepreneurs

Who Can Apply

  • Age: 18–55 years
  • Residence: Karnataka residents only
  • Must be a member of a recognized minority community
  • Should be an entrepreneur or aspiring business owner
  • Must have property (building or land) to pledge as collateral
  • Must be a resident of Karnataka
  • Should meet the income and creditworthiness criteria set by the Corporation

Documents Needed

0/6 collected

  1. 1. Aadhaar Card
  2. 2. Income Certificate
  3. 3. Bank Passbook
  4. 4. Property Deed
  5. 5. Business Plan
  6. 6. Identification Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Karnataka
Category
Employment
Target Gender
All genders
Age Group
18–55 years
Application
Check portal
Last Updated
25 Apr 2026

Ready to Apply?

Visit the official application portal to get started.

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