Employees Cooperative Societies Surety Loan
✓ Information verified — April 2026This scheme provides financial assistance through surety loans offered by Employees Cooperative Societies in Tamil Nadu. It aims to help employees and workers access credit for personal or productive needs. The loan amount goes up to ₹1,50,000 with an interest rate of 14% per annum. The scheme is managed through cooperative society networks to support financial inclusion among working citizens.
What You Get
- Loan amount up to ₹1,50,000
- Interest rate at 14% per annum
- Access to credit through surety loan mechanism
- Financial support for personal or productive needs
- Simplified borrowing process through cooperative societies
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be a member of an Employees Cooperative Society
- Must be an employee or worker in Tamil Nadu
- Must provide a suitable surety or guarantor
- Must have a valid bank account
- Must meet the cooperative society's membership requirements
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Membership Certificate
- 3. Bank Passbook
- 4. Income Certificate
- 5. Surety/Guarantor Documents
- 6. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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