State GovernmentEmployment

Interest Subsidy Scheme for Scheduled Caste/Scheduled Tribe Entrepreneurs

✓ Information verified — April 2026
Karnataka

This scheme, run by the Government of Karnataka, helps Scheduled Caste and Scheduled Tribe entrepreneurs start or grow small businesses. It provides loans at a very low interest rate to make it affordable for SC/ST business owners to establish new enterprises or expand their existing ones.

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What You Get

  • Loan amount from ₹20 lakhs to ₹100 lakhs for starting or expanding micro and small-scale service businesses
  • Very low interest rate of 4% on the loan amount
  • Interest subsidy support to reduce your borrowing cost
  • Funds can be used to modernize or diversify existing business units

Who Can Apply

  • Age: 18–100 years
  • Residence: Karnataka residents only
  • Must belong to Scheduled Caste (SC) or Scheduled Tribe (ST) community
  • Must be a resident of Karnataka state
  • Must be an entrepreneur planning to start a service enterprise or already running a small business
  • Applicant should have basic business plan or proposal for the enterprise

Documents Needed

0/6 collected

  1. 1. Aadhaar Card
  2. 2. Caste Certificate
  3. 3. Bank Account Passbook
  4. 4. Business Plan Document
  5. 5. Income Certificate
  6. 6. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Karnataka
Category
Employment
Target Gender
All genders
Age Group
18–100 years
Application
Check portal
Last Updated
25 Apr 2026

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