LIDCOM Margin Money Loan Scheme
✓ Information verified — April 2026LIDCOM Margin Money Loan Scheme is a Maharashtra-based loan programme designed to help eligible citizens, particularly Scheduled Castes, start or expand small businesses. The scheme provides a combination of seed capital subsidy and low-interest loans ranging from ₹50,001 to ₹5,00,000. The Maharashtra Scheduled Caste Development Corporation (LIDCOM) administers this scheme to promote entrepreneurship and economic self-reliance.
What You Get
- Seed capital of 20% of project cost provided at 4% interest per annum
- Subsidy of up to ₹10,000 provided by the Corporation
- Loan amounts available from ₹50,001 to ₹5,00,000
- Low interest rate of 4% per annum on seed capital portion
- Designed to reduce financial burden on new entrepreneurs
Who Can Apply
- Age: 18–50 years
- Residence: Maharashtra residents only
- Must be a Scheduled Caste (SC) resident of Maharashtra
- Must be planning to start a new business or expand an existing one
- Must contribute 5% of the project cost as personal investment
- Project cost should justify loan amount between ₹50,001 to ₹5,00,000
- Must be eligible for bank financing and credit-worthy
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. Caste Certificate
- 3. Income Certificate
- 4. Bank Passbook
- 5. Business Plan
- 6. Project Cost Details
- 7. Residence Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Maharashtra
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–50 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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