Micro Credit Finance
✓ Information verified — April 2026The Micro Credit Finance Scheme is a Maharashtra-based financial assistance program designed to support the Charmkar Community (traditional leather workers) in starting or expanding small business activities. The scheme provides a combination of subsidy and loan to help beneficiaries access affordable credit. It aims to promote self-employment and economic independence among the target community.
What You Get
- Financial assistance up to ₹50,000
- Direct subsidy of ₹10,000 (no repayment required)
- Remaining ₹40,000 provided as a loan
- Low interest rate of 5% per annum
- Support for setting up or expanding small businesses
Who Can Apply
- Gender: Male only
- Age: 18–50 years
- Residence: Maharashtra residents only
- Belong to the Charmkar Community
- Below Poverty Line (BPL) status preferred
- Resident of Maharashtra
- Age requirement as per Maharashtra guidelines
- Interest in self-employment or business activities
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Income Certificate
- 3. Bank Passbook
- 4. Community Certificate
- 5. Caste Certificate
- 6. Business Plan or Proposal
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Maharashtra
- Category
- Employment
- Target Gender
- Male
- Age Group
- 18–50 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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