Micro Credit Finance (NSFDC)
✓ Information verified — April 2026This scheme provides small loans to help individuals from the Scheduled Caste (SC) community start or expand income-generating businesses. It is run by the National Scheduled Castes Finance & Development Corporation (NSFDC) under the Ministry of Social Justice and Empowerment, Government of India. The scheme supports self-employment by offering affordable credit for setting up small economic units.
What You Get
- Loans provided for business units costing up to ₹1,40,000
- Financial support for income-generating activities and self-employment
- Government-backed credit facility with reasonable terms
- Opportunity to start or expand small businesses
Who Can Apply
- Gender: Male only
- Age: 18–80 years
- Applicant must belong to the Scheduled Caste (SC) community
- Individual must be seeking to start or expand an income-generating activity
- Proposed business unit cost should not exceed ₹1,40,000
- Indian citizen with valid identification
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. SC Certificate
- 3. Bank Passbook
- 4. Business Plan
- 5. Income Certificate
- 6. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Social Justice and Empowerment
- Category
- Employment
- Target Gender
- Male
- Age Group
- 18–80 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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