National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme
✓ Information verified — April 2026This scheme helps handloom weavers and artisans get loans from banks at lower interest rates. Run by the Ministry of Textiles, it provides both term loans for equipment and working capital for day-to-day business needs. The scheme makes credit easy and affordable for handloom workers across India.
What You Get
- Bank loans at concessional (reduced) interest rates
- Margin money assistance to reduce your own investment requirement
- Interest subsidy on loans taken
- Credit guarantee cover to reduce bank risk
- Flexible repayment terms
- Support for both term loans and working capital needs
Who Can Apply
- Age: 0–100 years
- Must be a handloom weaver or artisan engaged in handloom work
- Should have a valid bank account
- No upper age limit mentioned
- Can be individual weaver or member of handloom cooperative
- Open to all categories (SC/ST/OBC/General)
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Bank Passbook
- 3. Handloom Registration Certificate
- 4. Identity Proof
- 5. Address Proof
- 6. Loan Application Form
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Textiles
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 0–100 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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