Niramaya Health Insurance Scheme
✓ Information verified — April 2026The Niramaya Health Insurance Scheme is a health insurance program run by the Department of Empowerment of Persons with Disabilities under the Ministry of Social Justice and Empowerment. It is available to all persons with disabilities across India. The scheme aims to provide affordable and accessible health insurance coverage to help persons with disabilities manage medical expenses and get better healthcare.
What You Get
- Affordable health insurance coverage for persons with disabilities
- Financial protection against medical expenses
- Access to cashless treatment at network hospitals
- Coverage for hospitalization and medical services
- Support for persons with various disabilities including autism, cerebral palsy, and intellectual disabilities
Who Can Apply
- Gender: Male only
- Age: 0–100 years
- Person must be registered as a Person with Disability (PwD)
- Must have valid disability certificate issued by a medical authority
- Applicable across all Indian states
- Open to persons with disabilities of all age groups
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. Disability Certificate
- 3. Bank Passbook
- 4. Address Proof
- 5. Income Certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Social Justice and Empowerment
- Category
- Social Welfare
- Target Gender
- Male
- Age Group
- 0–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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