National Savings Certificates (VIII-Issue) Scheme
✓ Information verified — April 2026National Savings Certificates (VIII-Issue) is a safe investment scheme run by the Ministry of Finance, Government of India. It helps Indian citizens save money for the long term with government backing. The scheme offers fixed returns and encourages people to develop a savings habit. This is suitable for individuals who want a secure place to keep their money.
What You Get
- Government-backed safety - your money is protected
- Fixed interest rate on your investment
- Tax benefits on the amount invested
- Can be used as security for loans from banks
- Money grows over the investment period
- Available for purchase through post offices and banks across India
Who Can Apply
- Gender: Male only
- Age: 10–100 years
- Indian citizen or resident of India
- Minimum age: no age limit, but minors need parent/guardian to open account
- No maximum age limit
- Any income level can invest
- Open to individuals, Hindu Undivided Families (HUF), and trusts
- No minimum or maximum income restrictions
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Address Proof Document
- 5. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Finance
- Category
- Social Welfare
- Target Gender
- Male
- Age Group
- 10–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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