Central GovernmentWomen & Child

New Swarnima Scheme For Women

✓ Information verified — April 2026
Ministry Of Social Justice and Empowerment

The New Swarnima Scheme is a term loan program run by the Ministry of Social Justice and Empowerment to help women entrepreneurs from backward classes start or grow their businesses. Under this scheme, eligible women can obtain loans up to ₹2,00,000 at a low interest rate of 5% per annum. The scheme aims to provide financial security and economic empowerment to women from socially and economically backward communities.

Was this helpful?

What You Get

  • Term loan up to ₹2,00,000 for business purposes
  • Low interest rate of 5% per annum
  • Financial assistance for starting or expanding a business
  • Support for women entrepreneurs from backward classes
  • Access to formal credit without high collateral requirements

Who Can Apply

  • Gender: Female only
  • Age: 18–55 years
  • Must be a woman entrepreneur
  • Should belong to a backward class as defined by government
  • Must be 18 years of age or older
  • Applicant should have a viable business plan or proposal
  • Should have a bank account
  • State residence requirements may apply as per government guidelines

Documents Needed

0/7 collected

  1. 1. Aadhaar Card
  2. 2. Income Certificate
  3. 3. Bank Passbook
  4. 4. Business Plan or Proposal
  5. 5. Caste Certificate
  6. 6. Identification Proof
  7. 7. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

Share this scheme:

Comments (0)

Share your experience with this scheme

No comments yet. Be the first to share your experience!

Quick Facts

Scheme Level
Central Government
Ministry
Ministry Of Social Justice and Empowerment
Category
Women & Child
Target Gender
Female
Age Group
18–55 years
Application
Check portal
Last Updated
25 Apr 2026

Ready to Apply?

Visit the official application portal to get started.

Apply Now

Related Schemes

CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

View Details
StateWomen & Child

Mukhya Mantri Matritva Sahayata Yojana

Haryana

The Mukhya Mantri Matritva Sahayata Yojana is a cash assistance scheme run by the Women and Child Development Department of Haryana. It provides financial support to pregnant and lactating women during maternity. The scheme aims to improve the health and nutrition of mothers and children by offering cash incentives on the birth of a second child.

View Details
StateWomen & Child

Mukhyamantri Anusuchit Jati Evam Anusuchit Janjati Chhatrawas Anudan Yojana

Bihar

This scheme is run by the SC and ST Welfare Department of the Bihar Government. It provides monthly financial assistance to students belonging to Scheduled Castes (SC) and Scheduled Tribes (ST) who live in hostels while studying. The goal is to help these students continue their education by covering hostel-related expenses.

View Details