New Swarnima Scheme For Women
✓ Information verified — April 2026The New Swarnima Scheme is a term loan program run by the Ministry of Social Justice and Empowerment to help women entrepreneurs from backward classes start or grow their businesses. Under this scheme, eligible women can obtain loans up to ₹2,00,000 at a low interest rate of 5% per annum. The scheme aims to provide financial security and economic empowerment to women from socially and economically backward communities.
What You Get
- Term loan up to ₹2,00,000 for business purposes
- Low interest rate of 5% per annum
- Financial assistance for starting or expanding a business
- Support for women entrepreneurs from backward classes
- Access to formal credit without high collateral requirements
Who Can Apply
- Gender: Female only
- Age: 18–55 years
- Must be a woman entrepreneur
- Should belong to a backward class as defined by government
- Must be 18 years of age or older
- Applicant should have a viable business plan or proposal
- Should have a bank account
- State residence requirements may apply as per government guidelines
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. Income Certificate
- 3. Bank Passbook
- 4. Business Plan or Proposal
- 5. Caste Certificate
- 6. Identification Proof
- 7. Address Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Social Justice and Empowerment
- Category
- Women & Child
- Target Gender
- Female
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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