Primary Cooperative Agriculture and Rural Development Bank: Jewel Loans
✓ Information verified — April 2026The Primary Cooperative Agriculture and Rural Development Bank (PCARDB) in Tamil Nadu offers Jewel Loans to help farmers get quick access to money for agricultural needs. Farmers can use their gold jewelry as collateral to borrow up to ₹2,00,000. The loan comes at an interest rate of 11.5% per year, making it easier for farmers to invest in their farms without selling their assets.
What You Get
- Borrow up to ₹2,00,000 against gold jewelry
- Interest rate of 11.5% per annum
- Quick loan approval and disbursement
- No need to sell agricultural land or assets
- Loan amount can be used for agricultural purposes like buying seeds, fertilizers, equipment, or other farm needs
- Flexible repayment options
Who Can Apply
- Age: 18–55 years
- Residence: Tamil Nadu residents only
- Must be an active farmer or agricultural worker
- Must be a member of the Primary Cooperative Agriculture and Rural Development Bank in Tamil Nadu
- Must own gold jewelry that can be pledged as collateral
- Must have a valid bank account
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Voter ID or Driving License
- 3. Bank Passbook
- 4. Membership Certificate from PCARDB
- 5. Gold Jewelry
- 6. Land ownership documents or lease agreement
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Tamil Nadu
- Category
- Agriculture
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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