Pradhan Mantri Awas Yojana (PMAY)
✓ Information verified — April 2026Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.
What You Get
- Financial assistance up to ₹2.67 lakh for house construction
- Interest subsidy on home loans from banks
- Support for building pucca houses with basic amenities
- Assistance available for both urban and rural areas
- Help with land purchase and construction costs
Who Can Apply
- Age: 18–70 years
- Annual income: up to ₹3,00,000
- Families with low income (EWS and LIG categories)
- Do not own a pucca house anywhere
- Urban poor living in cities and towns
- Rural poor in villages
- Priority given to women applicants and SC/ST families
- Family income must be within specified limits (varies by state)
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Income Certificate
- 3. Bank Passbook
- 4. Property Documents
- 5. Identity Proof
- 6. Residence Certificate
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal: Apply here
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry of Housing and Urban Affairs
- Category
- Housing
- Target Gender
- All genders
- Age Group
- 18–70 years
- Income Limit
- ₹3,00,000/year
- Launched
- 25 Jun 2015
- Application
- Online
- Last Updated
- 25 Apr 2026
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