PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)
✓ Information verified — April 2026PM SVANidhi is a micro-credit scheme run by the Ministry of Housing & Urban Affairs to help street vendors access affordable working capital loans. Launched on 1st June 2020, it provides collateral-free loans without requiring security or guarantees. The scheme aims to help vendors grow their small businesses and become financially independent.
What You Get
- Collateral-free working capital loan of ₹10,000
- Subsequent loans up to ₹20,000 and ₹50,000 based on repayment history
- 7% interest subsidy on loans
- Flexible repayment terms suited to vendor income patterns
- Digital payment incentives and cashback rewards
- Support for business growth and enhanced livelihood
Who Can Apply
- Gender: Male only
- Age: 14–100 years
- Must be an active street vendor with a valid vendor ID or registration
- Should be engaged in street vending as primary occupation
- Must have a bank account
- Should not have defaulted on previous government loans
- Both men and women vendors are eligible
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. Bank Account Passbook
- 3. Vendor ID or Registration Certificate
- 4. Mobile Number
- 5. Recent Photograph
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Housing & Urban Affairs
- Category
- Employment
- Target Gender
- Male
- Age Group
- 14–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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