Pradhan Mantri Jeevan Jyoti Bima Yojana
✓ Information verified — April 2026Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme run by the Ministry of Finance. It provides life insurance coverage for death from any cause, with protection valid for one year and renewable every year. The scheme is offered through banks and post offices across India and is managed by life insurance companies.
What You Get
- Life insurance cover for death due to any reason
- One-year renewable insurance protection
- Low-cost annual premium
- Coverage available to all eligible citizens
- Easy enrollment through banks and post offices
Who Can Apply
- Age: 18–50 years
- Age between 18 and 50 years
- Must have a bank account or post office savings account
- Must consent to the insurance deduction from bank account
- Indian citizen
- No upper income limit specified
Documents Needed
0/4 collected
- 1. Aadhaar Card
- 2. Bank Account Details
- 3. Consent Form
- 4. Identity Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Finance
- Category
- Financial
- Target Gender
- All genders
- Age Group
- 18–50 years
- Launched
- 9 May 2015
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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