Pradhan Mantri Mudra Yojana
✓ Information verified — April 2026Pradhan Mantri Mudra Yojana (PMMY) is a flagship loan scheme run by the Ministry of Finance, Government of India. It provides micro loans up to Rs. 20 lakhs to help people start or expand small businesses. The scheme supports non-farm businesses in manufacturing, processing, trading, service sectors, and activities linked to agriculture. It aims to empower entrepreneurs and create employment opportunities across India.
What You Get
- Loan amount up to Rs. 20 lakhs for starting or expanding micro enterprises
- No collateral required for the loan
- Simple and fast loan approval process
- Available to first-time entrepreneurs
- Loans available from banks, microfinance institutions, and NBFCs
- Flexible repayment terms based on business cash flow
Who Can Apply
- Age: 18–65 years
- Indian citizen aged 18 years or above
- No minimum educational qualification required
- Open to all genders (women entrepreneurs especially encouraged)
- Must own or plan to start a micro enterprise in non-farm sector
- Business should be engaged in manufacturing, processing, trading, or service activities
- No upper income limit specified
- No restriction based on caste or religion
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Business Plan
- 5. Address Proof
- 6. Identity Proof
- 7. Loan Application Form
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Finance
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–65 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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