Post Office Monthly Income Scheme
✓ Information verified — April 2026Post Office Monthly Income Scheme (POMIS) is a government-backed investment scheme offered through India Post. Run by the Ministry of Finance, it allows citizens to invest money and receive guaranteed monthly income. This scheme is designed for people seeking regular, stable returns on their savings with a fixed interest rate.
What You Get
- Monthly interest payments at 6.6% per annum
- Guaranteed returns backed by the government
- Simple and secure investment through post offices
- Flexible investment amounts starting from ₹1,500
- Interest credited directly to your bank account each month
Who Can Apply
- Gender: Male only
- Age: 10–100 years
- Indian citizen (adult or joint account holder)
- Minimum investment of ₹1,500 required
- Can open account at any post office branch
- No maximum age limit for opening account
- Single or joint account option available
Documents Needed
0/5 collected
- 1. Aadhaar Card
- 2. PAN Card
- 3. Bank Passbook
- 4. Address Proof
- 5. Passport-size Photograph
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Finance
- Category
- Social Welfare
- Target Gender
- Male
- Age Group
- 10–100 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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