Prerana (micro Credit Finance) Scheme
✓ Information verified — April 2026Prerana is a micro-credit finance scheme launched by Dr. B.R. Ambedkar Development Corporation in Karnataka. It provides financial support to Scheduled Caste and Scheduled Tribe women's self-help groups to start or expand small businesses and service units. Groups of 10 members can access funding to establish income-generating activities.
What You Get
- Loan of Rs. 2,50,000 for a group of 10 members
- Subsidy of Rs. 15,000 to reduce loan burden
- Margin money assistance of Rs. 10,000
- Support for mass production and service-based business units
- Financial assistance specifically for SC/ST women entrepreneurs
Who Can Apply
- Age: 21–100 years
- Residence: Karnataka residents only
- Members must belong to Scheduled Caste or Scheduled Tribe communities
- Applicants must be women
- Must be organized as a self-help group with minimum 10 members
- Group members should be willing to undertake business or service activities
- Resident of Karnataka state
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Community Certificate
- 3. Bank Passbook
- 4. Self-Help Group Registration Certificate
- 5. Group Members List
- 6. Business Plan Document
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Karnataka
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 21–100 years
- Application
- Check portal
- Last Updated
- 25 Apr 2026
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