State GovernmentWomen & Child

Soft Loan Scheme for Women Entrepreneurs

✓ Information verified — April 2026
Kerala

This scheme is run by Kerala Startup Mission to help women start and grow their own businesses. It provides soft loans (easier repayment terms) up to ₹15 Lakhs to women entrepreneurs who want to work on projects given by government departments and public sector companies in Kerala. The loan is meant to be used as working capital to complete these government and public sector projects.

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What You Get

  • Soft loan up to ₹15 Lakhs with flexible repayment terms
  • Working capital support for government and PSU projects
  • Lower interest rates compared to regular bank loans
  • Support for women-led startups and entrepreneurship
  • Opportunity to grow business through government contracts

Who Can Apply

  • Age: 18–100 years
  • Residence: Kerala residents only
  • Must be a woman entrepreneur or business owner
  • Business should be registered or in process of registration
  • Should have received or be eligible to receive projects from Kerala government departments or Public Sector Undertakings
  • Must be a resident of Kerala or have business operations in Kerala
  • Should have basic business plan or project details

Documents Needed

0/7 collected

  1. 1. Aadhaar Card
  2. 2. PAN Card
  3. 3. Bank Account Passbook
  4. 4. Business Registration Certificate
  5. 5. Project Details Document
  6. 6. Identity Proof
  7. 7. Address Proof

How to Apply

  1. 1Check your eligibility criteria above
  2. 2Gather all required documents listed below
  3. 3Visit the official portal (linked below)
  4. 4Fill the application form online / offline
  5. 5Submit the form and note your application reference number
  6. 6Track status on the official portal or visit nearest CSC
OR visit your nearest CSC (Common Service Centre) Find nearest CSC

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Quick Facts

Scheme Level
Kerala
Category
Women & Child
Target Gender
All genders
Age Group
18–100 years
Application
Check portal
Last Updated
26 Apr 2026

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