Term Loan Scheme for Backward Classes
✓ Information verified — April 2026The Term Loan Scheme for Backward Classes is run by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. This scheme provides affordable loans to individuals from Backward Classes communities to help them start businesses or improve their skills. The main goal is to increase job opportunities and economic independence for backward class citizens in Haryana.
What You Get
- Loans up to ₹15,00,000 (15 lakh rupees) available
- Low interest rate between 6% to 8% per year
- Designed to improve employability and skills
- Support for business and income-generating activities
Who Can Apply
- Age: 18–55 years
- Residence: Haryana residents only
- Must belong to Backward Classes (BC) category
- Must be a resident of Haryana state
- Should be seeking loans for employment or business purposes
- Income and other criteria as per scheme guidelines
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Caste Certificate
- 3. Income Certificate
- 4. Bank Passbook
- 5. Identity Proof
- 6. Address Proof
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Haryana
- Category
- Employment
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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