Vanchit Ikai Samooh Aur Vargon Ko Aarthik Sahayata Yojana
✓ Information verified — April 2026VISVAS is a central government scheme run by the Ministry of Social Justice and Empowerment. It provides financial help through interest subsidies (called interest subvention) on loans taken by Self Help Groups (SHGs) and individuals belonging to OBC and SC communities. The scheme aims to make loans cheaper and more affordable for these groups to start or grow their businesses.
What You Get
- Interest subsidy on loans taken from banks
- Reduced loan cost for SHGs and individuals
- Financial support to start or expand small businesses
- Available to SC and OBC community members
Who Can Apply
- Age: 14–100 years
- Applicant must belong to SC (Scheduled Caste) or OBC (Other Backward Class) category
- Individual entrepreneurs or Self Help Group members can apply
- Must have a valid bank account to receive benefits
- Applicant should be willing to take a loan for productive purposes
Documents Needed
0/6 collected
- 1. Aadhaar Card
- 2. Caste Certificate
- 3. Bank Passbook
- 4. Income Certificate
- 5. PAN Card
- 6. Business Plan or Proposal
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Central Government
- Ministry
- Ministry Of Social Justice and Empowerment
- Category
- Social Welfare
- Target Gender
- All genders
- Age Group
- 14–100 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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