Direct Lending Scheme
✓ Information verified — April 2026The Direct Lending Scheme is run by the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) under the Punjab government. This scheme provides direct loans to help members of Scheduled Castes and persons with disabilities improve their economic situation. The loans are meant to support business, agriculture, and other income-generating activities in Punjab.
What You Get
- Direct loans for economic activities
- Financial support for Scheduled Castes members
- Financial support for persons with disabilities
- Loans for agriculture and business purposes
- Government-backed lending through PSCLDFC
Who Can Apply
- Age: 18–55 years
- Residence: Punjab residents only
- Must be a resident of Punjab
- Must belong to Scheduled Caste category OR be a person with disability
- Must be seeking funds for economic upliftment activities
- Age and income criteria may apply (check with PSCLDFC)
Documents Needed
0/7 collected
- 1. Aadhaar Card
- 2. Caste Certificate
- 3. Disability Certificate
- 4. Bank Passbook
- 5. Income Certificate
- 6. Residence Proof
- 7. Business Plan
How to Apply
- 1Check your eligibility criteria above
- 2Gather all required documents listed below
- 3Visit the official portal (linked below)
- 4Fill the application form online / offline
- 5Submit the form and note your application reference number
- 6Track status on the official portal or visit nearest CSC
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Quick Facts
- Scheme Level
- Punjab
- Category
- Health
- Target Gender
- All genders
- Age Group
- 18–55 years
- Application
- Check portal
- Last Updated
- 26 Apr 2026
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