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CentralEducation

Pradhan Mantri Uchchatar Shiksha Protsahan Yojana: Central Sector Interest Subsidy Scheme

Ministry of Education

This is a central government scheme run by the Ministry of Education that helps poor students pay for their education loans. It provides free interest payments on education loans during the study period and after graduation. The scheme is for students from families earning up to ₹4.5 Lakhs per year who take loans from banks under the Indian Banks' Association Model Education Loan Scheme.

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StateWomen & Child

Mahila Samridhi Yojana under NSKFDC- Haryana

Haryana

Mahila Samridhi Yojana is a loan scheme run by the National Scheduled Castes Finance and Development Corporation (NSKFDC) in Haryana. It helps women Safai Karamcharis (sanitation workers) and their dependents start their own small businesses. The scheme provides financial support to enable economic independence through self-employment ventures.

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StateHealth

Composite Loan Scheme

Delhi

The Composite Loan Scheme is a Delhi government initiative designed to provide affordable loans to help individuals from reserved categories and persons with disabilities start their own income-generating businesses or activities. It promotes self-employment and entrepreneurship among Scheduled Castes, Scheduled Tribes, Other Backward Classes, religious minorities, and persons with disabilities. The scheme aims to break the cycle of poverty by enabling beneficiaries to become economically independent.

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StateEducation

Education Loan Scheme - Delhi

Delhi

The Education Loan Scheme in Delhi helps SC/ST/OBC and PwD students pay for professional and technical education in India and abroad. Run by the Delhi government, this scheme provides loans to eligible students from low-income families. The goal is to remove financial barriers so talented students can pursue quality education regardless of their economic background.

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StateWomen & Child

Mahila Samridhi Yojana (Maharashtra)

Maharashtra

Mahila Samridhi Yojana is a loan scheme administered by the Department of Social Justice & Special Assistance, Government of Maharashtra. It is designed to uplift economically weaker women belonging to the Charmakar Community. The scheme provides affordable loans to help women start or expand economic activities and improve their financial situation.

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StateEmployment

Large Sized Multi Purpose Coop. Society: Jewel Loan (Interest Free)

Tamil Nadu

This is an interest-free jewel loan scheme offered by Large Sized Multi Purpose Cooperative Societies in Tamil Nadu. It helps citizens borrow money by pledging their gold or jewelry as security, without paying any interest charges. The scheme is designed to provide quick financial assistance for various needs like medical emergencies, education, or other urgent expenses. Members of the cooperative society can access loans up to ₹1,00,000 without the burden of interest.

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StateEmployment

District Central Cooperative Banks and through its Branches: For Consumer Durables T.V., Fridge and Two Wheelers Loan

Tamil Nadu

This is a consumer loan scheme offered by District Central Cooperative Banks across Tamil Nadu. It helps citizens purchase consumer durables like televisions, refrigerators, and two-wheelers by providing affordable credit. The scheme covers 75% of the product cost, making it easier for families to buy essential items without paying the full amount upfront.

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StateEmployment

Term Loan Scheme for Backward Classes

Haryana

The Term Loan Scheme for Backward Classes is run by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. This scheme provides affordable loans to individuals from Backward Classes communities to help them start businesses or improve their skills. The main goal is to increase job opportunities and economic independence for backward class citizens in Haryana.

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StateWomen & Child

Mahila Samiriddhi Yojana for Backward Classes- Haryana

Haryana

Mahila Samridhi Yojana is a loan scheme run by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. It provides financial support to women entrepreneurs from backward classes in Haryana. Women can access loans either individually or through self-help groups to start or expand their business activities.

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StateEducation

Education Loan Scheme- Credit Line 2 for Minority Community

Haryana

This is an education loan scheme run by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam to help minority community members pursue higher education. The scheme provides credit facilities (loans) for graduate and professional courses including general, technical, and vocational studies. Loans are given based on the 'Creamy Layer' criteria, which considers family income and social status.

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