JanSevaPlusGovernment Schemes Finder

Free Financial Calculators

EMI, Income Tax, GST, SIP, FD, RD, Salary & PPF calculators — all free, no login needed, instant results.

EMI & Loans

4

Home Loan EMI

Monthly EMI, total interest, and year-wise amortization table.

Car Loan EMI

EMI and repayment schedule for new or used car loans.

Education Loan EMI

Student loan EMI with moratorium period and Sec 80E info.

Personal Loan EMI

EMI and repayment schedule for personal / unsecured loans.

Investment

5

SIP Calculator

Mutual fund SIP returns with year-wise growth chart.

Step-Up SIP

Annual step-up SIP vs flat SIP — see the wealth difference.

Fixed Deposit

FD maturity with monthly, quarterly, or yearly compounding.

Recurring Deposit

RD maturity amount and total interest earned.

Inflation Calculator

How inflation erodes purchasing power over time.

Tax & Salary

4

Income Tax

Old vs New regime FY 2025-26. Includes 87A rebate and slab breakdown.

GST Calculator

Add or remove GST. Shows CGST, SGST, and IGST split.

Salary / CTC

Break down CTC into take-home, PF, HRA, and TDS estimate.

Gratuity

Gratuity payout for private and govt employees. ₹20L tax-free limit.

Govt Savings Schemes

3

PPF Calculator

PPF maturity and year-wise balance at 7.1% rate. EEE tax-free.

NPS Calculator

NPS corpus, lump sum (60%), and monthly pension at retirement.

SSY (Sukanya)

Sukanya Samriddhi Yojana — 8.2% tax-free returns for girl child.

Precious Metals

1

Gold Rate Calculator

Calculate jewellery cost using live gold rate — 24K, 22K, 18K, making charges & GST included.

Electricity & Bills

1

Electricity Bill

Calculate electricity bill for all major Indian states — TN, KA, MH, AP, TS, KL, DL, GJ, UP, PB.

All calculations are estimates for reference only. Consult a financial advisor for investment decisions.

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