Maharashtra

Government Schemes in Maharashtra 2025

Central and Maharashtra state schemes — eligibility, benefits, and how to apply

Maharashtra operates schemes like Mahatma Jyotirao Phule Jan Arogya Yojana (₹5 lakh health insurance), Ramai Awas Yojana (SC housing), and Atal Bamboo Samruddhi Yojana.

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Maharashtra State Schemes

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StateSocial Welfare

National Family Benefit Scheme (Maharashtra)

Maharashtra

The National Family Benefit Scheme is a social welfare program run by the Social Justice & Special Assistance Department, Government of Maharashtra. It provides financial support to families who lose their primary breadwinner or main earning member. The scheme aims to help Below Poverty Line (BPL) families cope with the economic hardship caused by the death of the person who earns money for the family.

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StateHealth

Mahatma Jyotirao Phule Jan Arogya Yojana

Maharashtra

The Mahatma Jyotirao Phule Jan Arogya Yojana is a health insurance scheme run by the Government of Maharashtra. It provides cashless medical treatment for identified diseases through a network of government and private hospitals. The scheme aims to make quality healthcare accessible and affordable to eligible citizens of Maharashtra.

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StateWomen & Child

Swarnima

Maharashtra

Swarnima is a loan assistance scheme operated by the Maharashtra government to support women from Other Backward Classes (OBC) in starting their own business or self-employment activities. The scheme aims to empower OBC women by providing financial support to establish a stable and independent livelihood. Through this scheme, eligible women can access loans to invest in income-generating activities of their choice.

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StateEmployment

Micro Credit Finance

Maharashtra

The Micro Credit Finance Scheme is a Maharashtra-based financial assistance program designed to support the Charmkar Community (traditional leather workers) in starting or expanding small business activities. The scheme provides a combination of subsidy and loan to help beneficiaries access affordable credit. It aims to promote self-employment and economic independence among the target community.

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StateWomen & Child

Mahila Samridhi Yojana (Maharashtra)

Maharashtra

Mahila Samridhi Yojana is a loan scheme administered by the Department of Social Justice & Special Assistance, Government of Maharashtra. It is designed to uplift economically weaker women belonging to the Charmakar Community. The scheme provides affordable loans to help women start or expand economic activities and improve their financial situation.

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StateEmployment

Providing Tin stalls to Gatai Kamgar

Maharashtra

This is a social welfare scheme run by the Department of Social Justice & Special Assistance, Government of Maharashtra. It provides tin stalls to Scheduled Caste individuals who work in leather footwear production and leather goods preparation. The scheme aims to help these workers establish their own small business and improve their livelihood.

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StateSocial Welfare

Aam Aadmi Bima Yojana (Maharashtra)

Maharashtra

The Aam Aadmi Bima Yojana is a Centrally Sponsored Scheme implemented by Maharashtra's Social Justice & Special Assistance Department. It provides insurance coverage and scholarship benefits to protect landless labourers in rural areas. The scheme covers workers aged 18 to 59 years and aims to provide financial security against accidents, disabilities, and other hardships.

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StateSocial Welfare

Funeral Assistance

Maharashtra

This scheme is run by the Maharashtra Building & Other Construction Workers Welfare Board (MBOCWW) under the Ministry of Labour and Employment. It provides financial assistance to help cover funeral expenses when a registered construction worker passes away. The nominated heir of the deceased worker receives the funeral assistance amount.

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StateSocial Welfare

First Self Marriage Expenses

Maharashtra

The Maharashtra Building and Other Construction Workers Welfare Board provides financial assistance to help registered construction workers pay for their first marriage expenses. This scheme recognizes the financial burden of marriage and supports workers in this important life event. Eligible registered workers receive direct financial help to cover wedding-related costs.

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StateEducation

Educational Assistance for Government Recognised Diploma Courses

Maharashtra

This scheme provides financial assistance to children of registered construction workers who pursue government-recognised diploma courses. It aims to support education and skill development among families dependent on construction work. The scheme offers annual financial support to help reduce the financial burden on construction worker families seeking higher qualification through diploma education.

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Popular Central Schemes for Maharashtra Residents

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CentralHousing

Pradhan Mantri Awas Yojana (PMAY)

Ministry of Housing and Urban Affairs

Pradhan Mantri Awas Yojana is a central government housing scheme run by the Ministry of Housing and Urban Affairs. It aims to provide affordable pucca (permanent) houses to poor families in both cities and villages. The scheme offers financial help and loan subsidies to enable low-income families to build or buy their own homes.

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CentralFinancial

PM Mudra Yojana

Ministry of Finance

PM Mudra Yojana is a central government scheme run by the Ministry of Finance that provides collateral-free micro loans to help individuals start or expand small and micro businesses. The scheme is designed for non-corporate, non-farm entrepreneurs who want to become self-employed. Loans up to ₹10 lakh are available without requiring any collateral or security.

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CentralWomen & Child

Pradhan Mantri Ujjwala Yojana

Ministry of Petroleum and Natural Gas

The Pradhan Mantri Ujjwala Yojana is a central government scheme run by the Ministry of Petroleum and Natural Gas. It provides free LPG (cooking gas) connections to women from poor households. The scheme aims to give families access to clean cooking fuel, reduce indoor air pollution, and improve the health of women and children.

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CentralAgriculture

PM Kisan Samman Nidhi

Ministry of Agriculture & Farmers Welfare

PM Kisan Samman Nidhi is a central government scheme run by the Ministry of Agriculture & Farmers Welfare. It provides direct cash support to small and marginal farmers across India to help with their farming needs. Every eligible farmer receives ₹6,000 per year, paid directly into their bank account in three equal payments.

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CentralEducation

National Scholarship Portal – Central Schemes

Ministry of Education

The National Scholarship Portal is a single online platform run by the Ministry of Education where students across India can apply for various Central Government scholarships. It offers scholarships at different education levels — from school (Pre-Matric) to college (Post-Matric) — as well as merit-based awards. The portal helps deserving students from SC, ST, OBC, and minority communities access financial support to continue their studies.

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CentralHealth

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana

Ministry of Health and Family Welfare

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's largest health insurance scheme run by the Ministry of Health and Family Welfare. It provides free health coverage up to ₹5 lakh per family per year for hospital treatment. The scheme covers secondary and tertiary care at empanelled public and private hospitals across the country.

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Frequently Asked Questions — Maharashtra Schemes

What government schemes are available in Maharashtra?
Maharashtra residents can access all central government schemes (PM-KISAN, PMAY, Ayushman Bharat, etc.) plus Maharashtra-specific state welfare schemes. Use our free eligibility checker to find all schemes you qualify for in under 2 minutes.
How do I apply for Maharashtra government schemes?
Most Maharashtra state schemes can be applied for online at the official Maharashtra government portal, or offline at your nearest Gram Panchayat, Block Development Office, or Common Service Centre (CSC). Use JanSevaPlus to find the exact application link for each scheme.
Is Ayushman Bharat available in Maharashtra?
Yes, Ayushman Bharat PM-JAY is available across India including Maharashtra. Check your eligibility at beneficiary.nha.gov.in using your Aadhaar card or ration card number. You can get a free Ayushman card at your nearest government hospital or CSC.
What documents are needed to apply for Maharashtra schemes?
Most Maharashtra government schemes require: Aadhaar card, ration card, income certificate, residence proof (voter ID/utility bill), bank passbook (linked to Aadhaar), and caste certificate (if applicable). Specific schemes may have additional requirements — check each scheme page for the full documents list.

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